FAQ
SupaLoan.com provides a loan connection and consumer financial marketing service. When you submit a request, your information may be shared with participating lenders, loan marketplaces, lead buyers, financial service providers, verification providers, marketing partners, and other service providers that may review, process, respond to, or help facilitate your request.
If a participating provider is able to review or respond to your request, you may be redirected to that provider or contacted by that provider. Any loan or financial product is offered solely by the applicable third-party lender or provider.
Before accepting any loan or product, carefully review all terms, APRs, fees, repayment obligations, renewal terms, and consequences of late or missed payments.
No. SupaLoan.com is free for consumers to use.
Credit Boxed Inc. may receive compensation from participating providers or other third parties for referrals, leads, clicks, applications, funded loans, advertising placements, or other commercial arrangements. This compensation may affect whether, where, or how a provider or offer is presented.
Any rates, fees, APRs, finance charges, repayment obligations, or other loan costs are determined by the applicable lender or provider, not by Credit Boxed Inc. You are not required to accept any offer.
To use SupaLoan.com:
- Select "Get Started" and complete the request form.
- We may share your request with participating lenders, marketplaces, lead buyers, financial service providers, verification providers, or other service providers.
- If a participating provider is able to review or respond to your request, you may be redirected to that provider or contacted by that provider.
- If you receive an offer, review the lender's or provider's terms, disclosures, APR, fees, repayment schedule, and other conditions carefully before deciding whether to proceed.
- If you accept an offer, the lender or provider will explain the next steps, including any electronic signature, funding, repayment, or account requirements.
Submitting a request does not guarantee that you will be connected with a provider, approved for a loan, or receive funds.
Each participating lender or provider sets its own eligibility criteria. Typical requirements may include:
- being at least 18 years old or the age of legal majority in your state;
- being a U.S. resident;
- having a valid email address and phone number;
- having a regular source of income;
- having an active bank account, where required by the lender or provider; and
- providing accurate information that can be verified.
Meeting basic requirements does not guarantee approval or funding.
Possibly, but approval is not guaranteed. SupaLoan.com may share your request with multiple participating providers, and each provider has its own eligibility, underwriting, verification, and credit review process.
Some providers may consider consumers with less-than-perfect credit. Others may require stronger credit history or additional eligibility criteria. Credit Boxed Inc. does not make credit decisions and cannot tell you whether a lender or provider will approve your request.
To submit a request, you may be asked to provide personal, contact, employment, income, banking, and identity information.
This may include your name, address, email address, phone number, date of birth, Social Security number, driver's license or state identification information, employment details, income information, bank account information, requested loan amount, and other information relevant to your request.
Participating providers may request additional information directly from you before making a decision or offering a product.
Credit Boxed Inc. does not make credit decisions and does not underwrite loans.
Participating lenders, loan marketplaces, financial service providers, verification providers, or other authorized parties that receive or review your request may verify your information and, where permitted by law, obtain consumer reports, credit reports, credit scores, specialty reporting data, fraud prevention data, bank verification data, income or employment verification data, or other information to evaluate your request.
The type of review performed will depend on the applicable provider and its process.
Submitting a request through SupaLoan.com does not itself guarantee that a credit inquiry will be made or that your credit score will be affected.
Participating providers may perform soft inquiries, hard inquiries, or other verification checks depending on their process and your stage in the application journey. A soft inquiry typically does not affect your credit score. A hard inquiry may affect your credit score.
Your request may be reviewed by more than one party. You should review any additional disclosures provided by the applicable lender or provider.
Credit Boxed Inc. uses reasonable administrative, technical, and physical safeguards designed to protect personal information. This may include encryption in transit, secure hosting, access controls, monitoring, and other security measures.
However, no website, system, network, storage method, or electronic transmission is completely secure. We cannot guarantee absolute security. Please use care when submitting information online and review our Privacy Policy for more information.
No. SupaLoan.com does not guarantee approval, funding, loan availability, loan amount, rate, fee, repayment term, or any specific offer.
Any approval or denial decision is made by the applicable lender or provider.
Funding timelines vary by lender, provider, product, state, banking process, verification requirements, and consumer circumstances.
Some lenders or providers may fund quickly after approval and completion of required documents, but funding is not guaranteed and may take longer if additional information or verification is required.
Credit Boxed Inc. does not fund loans and does not control funding timelines.
Your repayment schedule will be determined by the lender or provider and will be set out in the loan agreement and required disclosures.
Before accepting any loan, review the repayment dates, payment amounts, APR, finance charge, late payment terms, renewal terms, and consequences of missed or late payments. If you have questions, contact the lender or provider directly.
Repayment methods vary by lender or provider. Some lenders may require electronic payments from your bank account. Others may offer different payment methods.
Before accepting a loan, review the lender's payment authorization, repayment schedule, fees, late payment terms, and cancellation or revocation rights where applicable. Credit Boxed Inc. does not collect loan payments.
Renewal, rollover, refinancing, and extension rules vary by lender, product, and state law. Some products may not allow renewal. Others may involve additional fees, interest, or finance charges.
Before accepting a loan, ask the lender or provider whether renewal, rollover, refinancing, or extension is available, whether it is automatic, and what additional costs may apply.
If you cannot repay your loan, contact your lender or provider as soon as possible. The consequences of non-payment depend on the lender's terms, the product, and applicable law.
Late or missed payments may result in:
- late fees or additional charges;
- collection activity;
- returned payment or insufficient funds fees;
- renewal, extension, or refinancing costs where permitted;
- negative credit reporting;
- loss of access to future credit; or
- other consequences described in your loan agreement.
You should only accept a loan if you understand the terms and believe you can repay it.
Each lender or provider has its own policies. Late payments, missed payments, non-payment, renewals, or refinancing may increase the total cost of credit and may affect your credit record.
Before accepting any loan, carefully review the lender's disclosures and loan agreement. If you are unsure whether a loan is affordable, consider seeking independent financial advice before proceeding.